Welcome to Texas NAELA


Texas NAELA provides continuing legal education and advocacy to promote and protect the needs of seniors and people with disabilities in Texas. Texas NAELA supports member attorneys throughout the state of Texas who are committed to the practice of elder law.

Texas NAELA Fall Reunion Conference

Thursday, September 10, 2015

Board Meeting at 5:00pm

Reception at 6:00pm

Dinner at 7:00pm

After Dinner S’mores at 8:45pm
Friday, September 11, 2015

Conference at 7:00am

Hyatt Regency Lost Pines Resort & Spa
575 Hyatt Lost Pines Road
Cedar Creek, Texas 78612

Registration is Now Open.

Texas NAELA Spring Conference

Save the Date for The NAELA-Texas Chapter’s Spring Conference


Underwritten by True Link Financial

 April 9, 2015


Hilton Westchase Hotel,

9999 Westheimer, Houston, TX, 77042

Dinner with 1.25 Hours of CLE:   $100.00 per person

6:00-7:00 p.m.                  Board Meeting

7:00-8:15 p.m.                  Dinner Speaker

 “SSI and Attorney’s Fees Rules:  When Does the SNT Planner Cross the Line Into SSI-Required Attorney Fee Approval Territory?

Presented by:

David Lillesand, Attorney

Lillesand, Wolasky, and Wax, P.L., Clearwater, Florida

This topic will explore the SSI and SSI-related Medicaid and Special Needs practices that in many cases require advance approval of attorney’s fees to avoid the federal civil and criminal penalties in the Social Security Act and federal regulations. Included will be a discussion of SSA’s new rules of conduct, the safe-harbor of securing fee approval, and when approval may not be required.  Attendees will also become aware of  cases involving attorneys who have been disbarred for or sued for various planning practices. Forms and background materials will be provided.

 8:15-9:00 p.m.        Bonus Business Practices Topic (no CLE)

 “Cyber Attacks, Including Those with Ransom Requirements, Part II.”

Presented by:

Jason Desroches


ScoNet International, Inc., Houston, Texas

This presentation will be a sequel to the cyber-attacks speech presented at the Fall Conference.  The topic will be presented by ScoNet and they will advise attendees on the latest virus attacks to beware of in your practices including ransom demand attacks being experienced and how to deal with them.  Also included will be information on insurance practitioners should carry for these attacks.

9:00 p.m.      Adjourn


Social Security and Medicaid Numbers for 2015

Here are the Social Security and Medicaid Numbers for 2015.

Medicaid & SSI

Dollar Amounts Effective as of January 1, 2015

  2014 2015
Medicaid Single Income/Mo. $2,163 $2,199
Medicaid Couple Income/Mo. $4,326 $4,398
SSI Single Income/Mo. $721 $733
SSI Couple Income/Mo. $1,082 $1,100
Protected Resource Amt. Min. $23,448 $23,844
Protected Resource Amt. Max.* $117,240 $119,220
Spousal Monthly Allowance $2,931 $2,980.50
Gift Penalized** $156.34/day $156.34/day
Personal Needs Allowance $60 $60
Maximum Residence Value (with exceptions) $543,000 $552,000

*When combined incomes of both spouses are below the Spousal Monthly Allowance, the Community Spouse can usually keep more than the Protected Resource Amount Maximum.

**For case actions before 9/1/13, the divisor is $142.92/day; on or after 9/1/13 it is $156.34/day.

Medicare & Social Security & VA

Dollar Amounts Effective as of January 1, 2015*

  2014 2015
Part A Premium/Mo.[1] $441 $426
Part B Premium/Mo.[2] $104.90 $104.90
Skilled Nursing Facility Copayment $152.00 $157.50
Hospital Stay (Part A) Deductible $1,216 $1,260
Hospital Copayment, Days 61-90 $304 $315
Hospital Copayment, Days 91-150 $608 $630
Part B (Medical) Annual Deductible $147 $147
QMB max income single (gross incl. $20 exempt amt) $993* $993*
QMB max income couple (gross incl. $20 exempt amt) $1,333* $1,333*
SLMB max income single (gross incl. $20 exempt amt) $1,187* $1,187*
SLMB max couple (gross incl. $20 exempt amt) $1,593* $1,593*
QI-1 max income single (gross incl. $20 exempt amt) $1,333* $1,333*
QI-1 max income couple (gross incl. $20 exempt amt) $1,790* $1,790*
QDWI max income single (gross incl. $20 exempt amt) $1,965* $1,965*
QDWI max income couple (gross incl. $20 exempt amt) $2,642* $2,642*
 “Substantial Gainful Activity” (Non-Blind) $1,040 $1,090
Max Earnings Taxed for SS $117,000 $118,500
Retirement Test Earnings/Yr, Under 65 $15,480 $15,720
Retirement Test Earnings in 1st Yr of Full Retirement Age** $40,400 $41,880
Quarterly earnings for 1 Social Security credit $1,200 $1,220
VA Pension With “Aid & Attendance”—Married $2, 085 $2,120
VA Pension With “Aid & Attendance”–Unmarried Vet $1,758 $1,789
VA Pension With “Aid & Attendance”–Widow(er) $1,130 $1,149

VA Pension that is A&A (not counted by Medicaid) in 2015: $716/mo. (or for surviving spouse, $430/mo.)

*Numbers with * effective 3/1/2014 to 2/28/2015 (dependent on Federal Poverty Guidelines)

**Full Retirement = 65 and 10 months if born in 1942 or age 66 if born in 1943-1954.  Full retirement age will gradually

increase to age 67 for those born in 1960 and later.

2014 Social Security & VA Cost of Living Allowance (COLA): 1.5%;  2015 COLA: 1.7%


[1] 99% of Social Security beneficiaries have sufficient Medicare covered quarters that they pay no Part A premium.

[2] The Part B premium is more for those with over $85,000 income (individual return) or $170,000 (joint return).

Helping Improve the Quality of Legal Services Provided to Seniors and People with Special Needs

The Texas Chapter of the National Academy of Elder Law Attorneys, Inc. (NAELA) is a professional association of attorneys who are dedicated to assisting clients with public benefits, probate and estate planning, guardianship/conservatorship, and health and long-term care planning.

Texas NAELA membership is comprised of attorneys in the private and public sectors, as well as judges, professors of law, and students. Texas NAELA provides its members with continuing legal education programs, conferences, networking events and newsletters on a broad range of Elder Law topics.

Texas NAELA’s website offers visitors information about Elder Law topics and resources. Check out our Texas NAELA Blog section for more specific Elder Law information.